How to File a Workers Compensation Claim

Filing a workers’ compensation claim is not difficult. Listed below are some of the benefits available to you if you’ve been injured on the job. These include cash benefits, medical care and insurance premiums. Following these steps can help you ensure that you receive the best outcome possible. If you’d like to learn more about filing a workers’ compensation claim, visit our website. We have a step-by-step guide to make the process easy and affordable for you and your company.

Filing a workers’ compensation claim

If you’ve been injured at work, the first step in filing a workers’ compensation claim is to document the injury. Your employer must post a notice that the incident was work-related in the workplace and that it has been recorded in your workplace’s records for up to 18 years. Depending on the nature of the injury, you may be required to visit your doctor, but if the injury is not serious, your supervisor can fill out the necessary paperwork and report the accident to the workers’ compensation insurance provider.

When should I settle my workers’ compensation claim?

This is a possibility in many cases. In order to see if the deal you are looking at is a good one, the best thing you can do is talk to an experienced attorney.

Cash benefits

Cash benefits from a workers’ compensation claim are paid to the injured worker or to an eligible dependent if the injured worker died during the course of his or her employment. The first payment must be received by the injured worker within 14 days of his or her injury, and every 14 days thereafter. The benefits are paid via check, mailed or delivered to the worker, and must be received by the due date. You should not cash the check, as doing so closes your claim.

Medical care

In addition to receiving the best medical care possible, you may also be able to receive reimbursement for the cost of non-emergency treatment from a network of doctors. However, the providers must be authorized by the Workers’ Compensation Board. While the employer must approve the medical treatment, you must also advise them that you are receiving compensation for the work-related injury. Medical bills and medically necessary drugs are paid by your employer, or its workers’ compensation insurance carrier.

Insurance premiums

Depending on the type of business, Workers’ Compensation insurance premiums can vary widely. In general, a worker’s compensation insurance premium is a certain percentage of payroll. However, premiums will fluctuate with the total employee payroll. Workers’ compensation insurers usually reassess payroll expenditures at the end of a fiscal year. As a result, premiums may be lower or higher than they initially projected.

Reopening a claim

Reopening a workers’ compensation claim is possible if you’ve been denied benefits after filing it. You can do so in a few situations, though. Your condition has worsened, a mistake was made, or a court has ruled in your favor. In most cases, a settlement agreement will not be affected, but in certain circumstances, you can request a reopening of your case.